In the last few years, there have been major changes in the economy that have permanently changed the economic landscape.
2015 Monica Main Apartment Building Cash Flow System
In the last few years, there have been major changes in the economy that have permanently changed the economic landscape.
For just under two decades, I’ve been a successful real estate investor. And for the past 15 years, I’ve been teaching students how to invest in residential-commercial (apartment building) and commercial-commercial real estate. I’ve had tens of thousands of students over the years with too many success stories to count.
As a way to generate passive income, real estate is a powerful way to make a fortune. It’s not only helped multi-millionaires and billionaires retain their wealth but it’s successfully allowed for the “little guy” It is possible to create massive wealth without starting from scratch. Most people choose the wrong path to becoming a successful real-estate investor. Making big loads of cash in PASSIVE INCOME real estate is NOT in the single-family properties. It’s in commercial properties. Residential-commercial properties (apartment buildings) to be exact!
For the first time in my career as a real estate investor trainer, I’m taking a step back to re-examine the market. What I’ve found in my analysis is that the wealth-building process has changed and in 2016, I’m now focusing on Passive Income Strategies for the remaining balance of this year.
What is the difference between Aggressive Income and Passive Income? Passive Income vs. Aggressive?
Passive income comes from investments such as real property. This is when you purchase an income-producing property which generates rent/leases. There is very little you can do to alter (increase) this monthly income except for using “value-add” You can use these strategies to improve your property’s income (e.g. adding a laundry facility and snack/soda machines to increase the property’s monthly income) and by waiting out time (since rents will increase due to inflation…but this takes many years to see a sizeable increase in rents).
It is difficult to find property inventory, which is the problem with being a real estate investor. Many of these factors are: “heavy hitter” Every day, real estate investors are swooping up “good” There are very few property deals available. Even mOre challenging for a new real estate investor just starting out is that — unlike years ago when you could get in with “no cash and no credit” investing strategies — in order to be able to compete as an investor, you have to put some cash down into your real estate deals if you’re going to “beat out” or “compete with” More experienced real estate investors.
Plus…the economy is starting to ramp up quickly. Yes, we’re pulling out of our recession very quickly. In some areas of the country, we’re not in a recession at all (such as in areas like Southern California where I live).
Now is the right time to join Aggressive Income Strategies. You get to start a small, profitable income-producing business and you can make a lot of money by scaling it to any size that you choose.
Two reasons Aggressive Income Strategies are important to focus on 2015 Beyond:
Reason #1: Making money in a “hot economy” It’s as easy as falling off of a log, but only if there is a product or service you can sell. Selling products is much easier because they are easy to find. “duplicatable” However, services are not.
Reason #2: Building While wealth through real estate will always be a great way to become wealthy, you’ll need to have some cash in order to participate in real-estate deals. Using Aggressive Income Strategies will get you that cash and, as a smart entrepreneur, you’ll use a percentage of that cash to funnel directly into Passive Income real estate deals. This method can help you quadruple your wealth-building leverage in just 36 months.
Register 2015 Monica Main Apartment Building Cash Flow System Get it now.
What are your thoughts? “quadrupling” Your wealth-building leverage
First, not all Aggressive income strategies are financially productive. Because my Aggressive Wealth-Building Strategies can double your Aggressive income wealth-building efforts, (1) they don’t require much money to begin, and (2) they can be very fast starting to make money if you follow my step by step blueprints exactly as they are laid out.
Next, you can double your efforts on backend through Passive Income Strategies. You don’t just throw money at any type real estate investment, but instead use a real estate income-building blueprint that invests in specific types real estate properties.
“Where Should I Start?”
This is probably the most frequently asked question in our office.
You must first do some soul-searching in order to discover your goals and the best way to achieve them. I have so many students ask me…“Monica, what should I do?” The problem is that I can’t tell you what to do. I don’t know you personally and I can’t say, “Start investing in real estate.” Or…”Why don’t you start an online home-based business?”
Every person has their own goals in life. Everyone has their goals. And if you don’t have any goals or don’t quite know what to do, you need to start figuring it all out…and quick!
First…Figure Out Your Financial Freedom Point
Here’s a tool to help you get started. This is what I call finding your Financial Freedom Point. It is a simple exercise that will help you figure out how much money you have to support your family. Please note that I stated that you were looking for the financial dollar amount that will support your household. “current” Your household, not yours “future” household. (At the very least, not yet)
To get started with figuring out your monthly expenses, you can download my PDF page. Click HERE to download the PDF version of the worksheet.
Once you figure out what your Financial Freedom Point is — or the monthly dollar amount you need to pull in each month in order to quit your job and to successfully support your current household expenses — you now have an idea of at least the amount of money you need to be making each month. That’s the first step.
A second PDF worksheet is available at Your New Life Timeline. Click HERE to get this amazing worksheet.
Your Way to Success “New Life” Quickly!
This worksheet will allow you to fill in your Financial Freedom Point, which you have established by filling the first worksheet. Then, find a realistic way to achieve it. “I Quit!” Date (which is the date that you wish to leave your job or company you don’t like). This date needs to be out at least 18 months away but within the next 36 months. Dates that are too far into the future (past 36 months) don’t give you enough motivation, drive or ambition for you to reach your goal. Dates that are shorter than 18 months are too fast and can create disappointment (and lack of drive) if you don’t succeed fast enough.
Next, choose a date in between today’s date and your “I Quit!” date…right in the middle. Your date…right in the middle. “I Quit!” Date is 18 Months Away “mid point” Datum would be in 9 Months from Today.
In the upper portion of this worksheet, you’ll see 2 different boxes. The box to the right says “Aggressive Income” And the box to your right says “Passive Income.” As you can see the arrow changes from Aggressive income to passive income. This means that your primary focus will be on taking a portion of your Aggressive income and funneling it into your Passive income section.
It is your job to determine which Aggressive Income Strategies work best for you, and then which Passive Income Strategies appeal to you most.
“What Options for Aggressive Income Do I Have, Monica?”
Thank you for asking!
My students learn 2 powerful ways to generate aggressive income.
I have my New Wealth Ninja Strategies which show students how to build an online and/or offline home-based business that can generate profits relatively quickly. No, this isn’t about “affiliate” Marketing, MLM or any other outdated strategies for making money online and offline. Everything I teach my students is relevant right now, based on my extensive success with profit-generating methods.
Starting a small home-based business using New Wealth Ninja is a low-cost, fast set-up means of setting up your own Aggressive Income generating business that can make anywhere from a couple thousand a month to upwards of $60,000 a month…as some of my students have been able to attain!
There is also Aggressive Income on Steriods, Speed!
My Distribution Profit can help you jump to the million-dollar and more lucrative income-generating ranks if you are prepared to step up and make some serious money. System. Although this can be a home-based business at first, you should consider expanding your business outside your home if your goal is to reach a million dollars or more. This will eventually lead to the need for overhead and employees, but still generating huge profits.
Of course, you can keep your Distribution Business small (home-based) but once you get on a financial roll, you’ll continue to grow and grow. If you don’t want to go this route and prefer to work from home, then the New Wealth Ninja Strategies are the best option.
“What If I Want to Make Money with Passive Income Real Estate?”
It is possible to become a real property investor without using my Aggressive income Strategies. But you must first understand some things.
1) You can’t just invest in any type of real estate. Multifamily investment is your best option for real estate investing, particularly apartment buildings.
2) You can still do “no-cash-no-credit” Get deals with “owner financing” (now called short-term lease options) but they are a little harder to make work than using bank funding. Instead, I recommend finding investors partners (which you can do with my Raising capital). System) and/or getting business credit for down payment money (which can be done with my Build Business Credit FAST! System).
3) With the new 144A 100% LTV Bond Funding Program, you can finally get financed/funding for 100% of the LTV! Click HERE for more information about this program. You’ll have to use my special broker to get this type of deal done and his information is located in the Million-Dollar Resource Directory in my course: Apartment Riches 2016 System.
WARNING: Whichever method you want to start with (Passive vs. To make any type of business successful, you must start building or fixing your personal credit. My Personal Credit Course has been the most successful and there are many students who have seen their FICO score increase by hundreds in just a few short months.
Can or Should Someone Really Start Investing in Residential-Commercial (Apartment Buildings) or Commercial-Commercial Properties with Little or No Experience in Real Estate Investing?
Many novice investors feel intimidated starting their investing career with commercial realty. My advice is to skip the b.s. I suggest you skip the b.s. and head straight to where all the multimillionaires are. Do you really think billionaires or millionaires who have a lot of investments waste their time in single-family homes? No, they don’t!
You don’t have to be intimidated by getting started with the “Big Boys” Right away. If anything, be grateful that you didn’t dilly-dally around wasting time with single-family homes that won’t pay off in the short- or long-run.
I am aware that there are many educational products available. Many students want to learn where to begin the process of building wealth by investing in real estate right away.
Start with fixing and rebuilding personal credit
If you have a low FICO score, you should start improving your credit. If you don’t know if you have good personal credit or not, I suggest that you check by going to Experian.com and getting all 3 of your credit reports for $39.95 which also includes getting all of your personal FICO scores as well. If you are unsure if your credit score is good or not, I suggest that you go to Experian.com to get all three of your credit reports. It costs $39.95 and includes all of your personal FICO scores. “mid” (middle) score isn’t at 680 or above then you need to fix and build your credit.
It’s not enough to just “fix” Bad credit. Also, you must “build” Good credit is possible at the same. I have a phenomenal set of workshop videos that include some amazing details that I’ve never revealed before on all aspects of credit including some very unorthodox and borderline legal ways of having the worst things removed off your credit within 90 days. This incredible collection of videos can be viewed here. A Personal Credit Course is also available. However, I recommend the videos over the course just because there are so many powerful details that I’ve never revealed before I did the videos (in February of 2013).
What’s the point of good personal credit?
Two very important reasons:
1) You need good personal credit (with a FICO of 680 or above) to be able to qualify for the lowest-interest commercial (and residential) mortgage programs. If you’re a serious real estate investor, you’ll need a decent personal credit FICO to get financing, even if you plan on financing the property under a business.
2) If you want to build business credit to gain access to unsecured lines of credit ranging from $100,000 to $500,000, you’ll need a good solid personal credit “base” To be eligible for these large lines, you must have a business credit card. And if you’re starting off in the real estate investing game, regardless of whether you want to flip SFR (single-family residence) properties for a profit (as I cover in my Real Estate Cash Flow System) or to purchase commercial properties for passive income profits, you’ll need some CASH if you don’t already have the money lying around in a bank account for these property acquisitions. If you don’t have the cash, you’ll have to borrow it. In order to borrow LARGE lines of credit, you’ll have to build and establish business credit at the same time as fixing/rebuilding your personal credit.
You can learn all this by watching the video workshop. You can also click here to access my online course, which covers both personal and business credit.
“Aside from Credit, Where Should I Start with Real Estate Investing?”
I always recommend that people start with my basic Apartment Building Cash Flow System. It was recently updated 2015. This guide will show you how to buy apartment buildings without any credit or cash. I even include loads of money resources for funding. Apartment buildings offer the most stable passive income cash flows because, regardless of what’s going on with the economy, you’ll be able to derive an income from your apartment buildings. This asset class is far more stable than other types such as industrial warehouses, office buildings, and so on.
For students who like to work with SFRs (single-family residences), especially the NEW flipping opportunity that is NOW available to us (that wasn’t for the past 7 years), you can build up your “money pot” For passive income real estate deals, such as apartment buildings, by “flipping your way to a fortune.” My most recent course, The Real Estate Cash Flow SystemThis short-lived opportunity can be yours. It will also give you the chance to receive 100% funding and rehab money for your flip deals. Click HERE to learn more about this hot opportunity.
As you begin investing, you will want increase your chances of getting conventional loans to finance your property deals. Even if you have excellent credit, you should begin the process of building your business credit. You can do this within six months with my Build Business Credit Fast! course. course.
You can also begin with my Apartment Building Millionaire Book & Workbook if you’re on a budget and just want to get an idea of what this type of investing is like. You can get this bundle for a low price by clicking here.
“What About Your Commercial Investing Course?”
Also, I have my Commercial Cash Flow System This course is not recommended for anyone who isn’t. “seasoned” as residential-commercial (apartment building) investors. This economic climate is now perfect for jumping in on commercial-commercial properties (like retail strip malls, office buildings, industrial warehouse, etc.). As a beginner investor, multifamily properties (including mobile home parks) are your best bet.
Each course is regularly updated and upgraded by me. Sign up for my email updates system to receive notifications by email and have access to the most current course materials.
Note that this is the only type “commercial-commercial” real estate I’m recommending right now is self-storage investing. Self-Storage, my latest cash flow course, has just been released. Cash Flow System. If you’re interested in a highly profitable means of investing in commercial real estate, self-storage is definitely your best bet.
Multi-Unit Cash Flow System
“What is your Newest Real Estate System?”
My absolute newest real estate course is my Real Estate Cash Flow System It discusses profiting from SFRs by flipping them. My absolute most recent “commercial” real estate systems are my Self-Storage Cash Flow System Multi-Unit Cash Flow System. Before I published this course, my best-selling Personal Credit was out. Building You can also take my Grant Writing Course at the same time, which includes my Grant Writer Pro software for a bonus. This program will guide you through the steps of obtaining free government grant money to help with real estate deals or new business ventures.
My other fairly new and highly popular system is my Mobile Home Park Cash Flow System. It’s the ideal way for the new investor to get started because you can easily do it with no cash and no credit because of the abundance of owner/seller financing available. It is difficult to find 100% or partial owner/seller financing deals for apartments or commercial property deals. However, it is very easy to set up and manage mobile home parks. Click here for more information A new 8-week MHP mentorship program is available for the Mobile Home Park. Cash Flow System.
Another option you might be interested in: My newest and most popular course, The “Commercial Bird-Dogging Bonanza” Learn how to “bird-dog” For investors, you can get huge referral fees to find property deals. This is an excellent way to start if you feel insecure about your no-cash-no credit strategy and wish to enter into a deal with a downpayment. On an average deal with bird-dogs, you can make anywhere from $50,000 up to $500,000. But, it is important to put that money towards a property deal. Otherwise you may be hit with capital gains tax!
You can also “flip” The bird-dog method is used to create properties. Why should you get a “finder’s fee” You can buy the property for 100% cash and then instantly flip it to another buyer “end” buyer (investor) for even bigger profits? For a detailed explanation of how it works, click on the link for bird-dogging.
My Raising Capital is the latest addition to my family of courses System This guide will show you how to obtain cash from private investors. It’s gotten harder and harder for new investors to get funds for real estate through conventional lenders because of the stricter lending criteria. The new investor can access cash without the need for bank red tape with private money or angel investor funds. It’s the hottest means for the investor to gain instant access to unlimited funds.
“How Can I Stop Spinning My Wheels and Start Attracting Money into My Life?”
My Ultimate Wealth Attraction course is also my newest release. Many people jump into a business or money making endeavor but yet never really grasp what’s really needed to allow money to enter their lives. Many people end up failing to see financial success despite trying hard. They are basically “spin their wheels” For the rest their lives, and they will wonder why they failed so much.
My Ultimate Wealth attraction course is unlike any other self-help program. These are the same techniques and strategies that I used in my own life. “rags-to-riches” My wealth mindset secrets are still useful today. These secrets will help you effortlessly attract wealth to your life!
My Wealth-Sync Hypnosis product is my latest addition. System. This revolutionary system can help you get rid of any blocks that prevent you from becoming wealthy and successful in your life. This system has so far had a 100% success ratio. My Wealth-Sync is a great option if you feel like you’re beating yourself up against the wall, wondering why success seems to be elusive. System You can remove these obstacles in as little as 8 weeks!
Course Features
- Lectures 0
- Quizzes 0
- Duration Lifetime access
- Skill level All levels
- Students 0
- Assessments Yes